Investeem's approach to investing prioritizes buying and holding quality stocks for long periods of time.

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We firmly believe in distinguishing between the concepts of investing and speculation. We focus on the fundamental business aspects of the companies we invest in, rather than short-term price changes.

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When we invest in a stock, we do so with the intention of holding it for life because we understand that stocks are not just pieces of paper but represent real businesses.

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We believe in the power of compound interest and concentrate on variables we know and can influence, such as investment costs, which we aim to minimize.

We know it's impossible to be experts in everything, but it's not necessary for success: we focus on a few things and do them with excellence.

We want to help you invest your savings, even if you're starting from scratch.

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How to Invest According to Investeem:

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Invest in what you know

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We all possess knowledge developed during our professional and life journeys. Before investing our savings, it's crucial to have a clear picture and define our circle of competence, to understand what we know and our limits. We should only invest in what we understand, both in asset classes and the tools we use.

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Diversify correctly

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Diversification is the best protection against what we cannot know. Recognizing that it's impossible to be experts in everything resolves this issue: diversifying also allows those unfamiliar with investment to do so successfully, often achieving better results than many active managers. However, diversification doesn't mean simply buying as many financial instruments as possible. It needs to be done correctly, avoiding overdoing it, as excessive diversification can reduce returns without minimizing portfolio volatility.

 

Invest for the long term

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We know that "speculating" and "short term" are to "investing" as "long term" is to. There's no investment suitable for a short-term horizon. If you intend to hold a stock for less than 10 years when you invest in it, then you shouldn't invest in stocks. Additionally, we're aware that over the long term, quality companies will have the time needed to grow, and compound interest will be our best ally.

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Reduce your investment costs

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We recognize that in financial markets, we can't control all variables. Therefore, we focus on what's important and what we can manage, ignoring everything else. One of the variables we can control, which is crucial for our investments, is costs. So we must keep them as low as possible by choosing efficient and low-cost tools, inexpensive brokers, and avoiding frequent trading.

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Stay the course during volatility

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Most of the time, a stock's price doesn't reflect its real value. Therefore, when we invest, we don't focus on the price but follow our strategy, which remains unchanged even during periods of high volatility. We're aware that volatility in financial markets is not only inevitable but also healthy: it allows us to buy selected stocks at a lower price, thereby increasing our margin of safety.