Welcome to the 15th edition of the Carnival of Investing. We thank the authors for their submissions and continued support for the carnival!
Hope you enjoy this week's collection, and don't forget to spread the word about the Carnival of Investing!
Michael Kitces @ Nerd's Eye View writes Understanding Marginal Tax Rate Vs Effective Tax Rate And When To Use Each - Effective investment decision making requires accounting for both economic and tax consequences. Unfortunately, though, many people are confused about which tax rate to use... so this article lays out exactly which ones to use and when!
Robert @ The College Investor writes The Secret Financial Weapon Nobody Uses (but we should everyday) - It’s the most powerful weapon in the world. And since you’re reading this right now, I know you have it. What is it made of? Financial Knowledge
Robert @ Entrepreneurship Life writes Tasks You Can Easily Outsource to a Virtual Assistant - Some jobs are easy to take care of yourself. Others are a bit tedious, time consuming, and distract you from making more money or running your businesses efficiently. For those jobs, you can hire a virtual assistant to take care of them for you.
Jeff Rose @ Good Financial Cents writes Online Broker Comparison – Which Online Broker Should I Open an Account With? - Finding a great online brokerage firm to hold your Roth IRA, Traditional IRA, or just general trading account is a daunting task. Check out this comprehensive review of the most critical aspects to look at when selecting your online broker.
Lance @ Money Life and More writes Am I Crazy? Not Taking the Optimal Financial Path May Be the Right Decision - As a personal finance blogger I often pressure myself to make the best financial decisions possible so I can be a good role model to my readers. However, at times I feel like I need to do something I want rather than what makes the most sense financially. Read on to see what has been occupying my thoughts all week.
Roger Wohlner @ The Chicago Financial Planner writes ETFs - 4 Considerations Before Buying - Just as with mutual funds or any other investment vehicle, investors need to do their homework before buying an ETF. Here are 4 factors to consider.
Dividend Growth Investor @ Dividend Growth Investor writes Should dividend investors hold on to Abbott (ABT) and Abbvie (ABBV) following the split? - On January 1, 2013, Abbott Laboratories split into two companies, one which retained its name Abbott Laboratories (ABT), and another named Abbvie (ABBV).Since both companies have not had a chance to operate for long periods of time, I would simply hold on to my position.
Mike @ Personal Finance Beat writes How to Invest in Dividend Stocks - How to invest in blue chip, dividend stocks to earn consistent, passive income
harry campbell @ Your Personal Finance Pro writes Reader Question on Investing for Beginners: Betterment.com Review - Betterment.com is a site that’s been around for a while and they offer a low cost investment strategy for beginners. What I like most about Betterment is that they keep it simple and they don’t invest in anything too complex. There are definitely some financial advisors out there who will put you into a bunch of crazy funds and tilt towards certain sectors in order to justify a 1-2% fee. But most of these antics won’t do anything to improve returns.
Chris @ BudgetWays.com writes How To Save Money With Cheap Car Insurance - Most people spend at least a thousand dollars on car insurance, and if you have kids or multiple cars, you're probably spending at least twice that. Learning how to buy the right type and amount of coverage, while applying for discounts is essential to saving yourself a few hundred dollars a year with cheap car insurance.
Gary @ Gajizmo.com writes Advantages and Disadvantages of Mutual Funds - Mutual funds are among the most popular investment vehicles in the marketplace and represent a multi-trillion dollar industry, but do retail investors know the pros and cons when deciding if investing in a fund is best for them? In this article, we analyze and explain the advantages and disadvantages of mutual funds to help you determine if investing in one makes sense with your financial needs and goals.
MMD @ IRA vs 401k Central writes How Inheriting a Roth IRA Can Be a Great Tax-Advantaged Gift - One little known benefits of inheriting a Roth IRA is that you can designate it to someone after you die with little to no tax consequences.
MMD @ My Money Design writes Is the Conventional System to Create Wealth Rigged? - Is following conventional financial advice a rigged game? There's got to be a better way to create wealth beyond simply saving for the next 30 years!
Joshua Thompson @ Becoming Your Own Bank writes Bonds Outperform Stocks Over 30 Years - Bonds outperformed stocks over the last 30 years. What does that mean for your portfolio?
Carmen @ MyBestCarInsurance101.com writes How To Find The Best Car Insurance Quotes - As a former car insurance agent and broker, the top advice I provide for family and friends looking for the best car insurance is to just research. Review the different types of coverage you may need, understand your risk profile and the factors that may affect your premium, and ask for discounts. This article covers all these topics in-depth.
MR @ Money Reasons writes Dark Side of an HSA - After particapting in an HSA for more than five years, I'm doing to reveal the dark side of an HSA account. This is something that affect the middle classes that nobody talks about.
Jules Wilson @ Fat Guy,Skinny Wallet writes Would You Believe More Car Trouble? - I’m sitting here at my mechanic’s shop once again. Yes, my car has overheated again!
Jules Wilson @ Faithful With a Few writes Would You Be Willing To Move To Another Country - My wife and I would watch this show sometimes and think about whether we could really pick up and move to another country. I couldn’t imagine going about my life in the U.S. and then waking up one day and trying to find a home and establish a new life in a new place.
Alan Webster @ 401kcalculator.org writes Your 401k Limit Is More Generous Than Ever in 2013 - Your 401K limit is as high as it's ever been. This post looks at how the 401k limit has changed compared to the rate of inflation
JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes Recent Transaction - Analyzying the possiblities of a recent covered call option that I sold.
Jon @ Novel Investor writes Guide To Calculating Cost Basis For Tax Savings - Calculating cost basis and keeping track of your investments plays a big role in controlling your tax savings now and in the future.
Mr.CBB @ Canadian Budget Binder writes Financial Advisors 101~Get The Inside Scoop - Know the right questions to ask your financial advisor so you are an informed investor. You are in charge of your personal finances so ask the right questions to get the answers you need to make informed decisions.
Dividend Growth Investor @ Dividend Growth Investor writes Four Consumer Stocks for a 2013 Economic Expansion - With the continuing rebound of the global economy for a fourth consecutive year, corporate revenues and profits are at record highs. US multinational corporations, which have substantial operations abroad, are very well positioned for the expansion in the number of middle class consumers in the developing markets.I expect the following companies to benefit from the rise of the middle class in emerging markets due to their strong brand names and because of their status.
NoTrustFund @ Where's My Trust Fund writes Creating A Budget - Create a budget using the balanced money formula.
Matt @ Dividend Monk writes The Comprehensive Guide to Index Funds - A detailed overview of index funds: how and why to use them, and which types of funds to look at.
Edgar @ Degrees and Debt writes Saving Money on Gas via Shopping Programs - How to use shopping programs to save money on gas
Jason Hull @ Hull Financial Planning writes The Transition from Mass Advice to Personal Advice - Personal finance "gurus" all have their place; there is value in the Dave Ramseys and Suze Ormans who are out there providing advice to the masses. At what point, though, should you look for more personalized advice rather than relying on the two minute snippets that the gurus offer up?
Michael @ Financial Ramblings writes Buy Savings Bonds or Pay Off Mortgage Early? - Given the choice between buying savings bonds and making extra mortgage payments, which should you do? Click through to find out.