Hope you enjoy this week's collection, and don't forget to spread the word about the Carnival of Investing!
Lance @ Money Life and More writes How Federal Tax Rates Work – Not What You May Think - Have you ever heard people complain that “The government taxes my bonus checks at a higher rate, even more than they take out of my regular paycheck!”? While more federal tax is withheld, you aren’t actually taxed anymore on this income. Intrigued or confused? Read on to learn more about why these commonly believed statements are FALSE!
Dividend Growth Investor @ Dividend Growth Investor writes Spring Cleaning My Dividend Portfolio - In a long term dividend portfolio, I expect that there will be lots of change occurring over time in both company’s business prospects and portfolio composition triggered by the business environment changes. As a result even if you picked the best stock in the world at the best price, you might still need to consider selling for one reason or another.
Robert @ The College Investor writes 5 Step Guide to Understanding Investment Risk - Here are five steps that can help you understand investment risk, what your tolerance for it is, and a way to plan for it.
Robert @ My Multiple Incomes writes Do You Have a Hobby Business or a Real Business? - For many people, developing multiple income streams and side incomes starts as a hobby business. For a few, these hobby businesses turn into real businesses. Why does this matter?
Michael @ Financial Ramblings writes Contributing to a Roth IRA When You’re Over the Income Limit - Though there's an income limit for making Roth IRA contributions, there's a very simple workaround that can be used by pretty much anyone.
Mich @ BeatingTheIndex writes Bonterra Energy: A Sustainable Dividend in 2013 - Bonterra Energy is Canadian a light oil focused dividend paying intermediate producer that recently bumped its monthly dividend from $0.26 to $0.28.
harry campbell @ Your PF Pro writes Be Wary of Frontloading Your 401(k) Contribution and Losing Company Match - January is a great time to re-assess your retirement accounts. It’s important to review your 401k contribution and at least consider re-balancing your accounts at the beginning of every year. You’ve probably made a couple New Year’s resolutions so why not add this one to your list? 2013 will be the first official year I’m able to max out my 401k since last year I received a raise about halfway through the year so I just missed out on contributing the full $17,000.
John @ WILD about Finance writes How to Keep Heat in the Home and Reduce your Bills this Winter - With the winter really taking hold and snow falling on a daily basis, I thought it'd be a good idea to share some ways to save on your heating bills, and keep the warmth in!
Dan @ ETF Base writes The 8 Largest ETFs on Earth - Here's a review of the 8 largest ETFs on earth. Important info! Ticker symbols, assets and expense ratios.
MMD @ IRA vs 401k Central writes Roth IRA Basics and How They’re Different From a Traditional IRA - It helps to know your Traditional and Roth IRA basics. Although both are excellent tools, one of them is likely better suited to your individual needs.
MMD @ My Money Design writes P2P Investing Denied! What Should be My Next Passive Income Ambition? - The tires on my P2P investing efforts quickly went flat last week when I discovered some very important information - Michigan doesn't allow it!
Marvin @ Brick By Brick Investing writes People Are Funny About Money - Addresses the harsh reality that we do not talk about money as much as we should.
Brad Jones @ Structured Settlement Quotes writes Information on Using Structured Settlement Money for Needs of Today - The structuring of your settlement was done for a number of reasons, including to help ease the financial burden on the defendant, and it was also based on your needs at the time, but needs change. Can you use structured settlement money for todays needs?
John @ Fearless Men writes Most Common Money Lies We Tell Ourselves - We're bombarded daily with Money Myths that get us thinking that financial wisdom doesn't apply to us. Maybe the other guy, but not me. But then we're in debt, part of a poor economy and a recession. The simple rule is we need to manage our finances better. Whether it's living frugally, budgeting or saving.
MR @ Money Reasons writes Why I Bought Some Facebook Shares - This is the reason I bought some shares of Facebook's stock even though I no longer use Facebook much myself.
Edgar @ Degrees and Debt writes Credit Card Balance Transfers - Information regarding the benefits of balance transfer offers from credit cards
Christina @ MyLifeInsuranceQuotes101.com writes What Is Universal Life Insurance? - Most consumers are aware of term life insurance as the cheapest way to protect your family; however, many don't consider universal life insurance! Universal policies offer the permanent aspect of whole life, with the affordability of term life, but with investment options for retirement. For the right family, universal life insurance can be a good investment. Learn more about the ins and outs of universal life coverage.
Wealth Effect Blogger @ Your Wealth Effect writes Want to be Rich, Don’t be Fat - Thoughts on a Wall Street Journal article titled “Want to be CEO? What’s Your BMI?”
Jules Wilson @ Faithful With a Few writes Discovering the Right Business for You - With the economy showing little hopes of improving greatly, more people are looking to start their own business. Here’s how to discover the right one for you!
Gary @ Gajizmo writes Best LinkedIn Profiles – Tips On Creating A Great Public Profile - Building the best LinkedIn profile is an important way of marketing yourself, but are you doing everything right? Here are a list of tips to create the best public LinkedIn profile.
Ray @ Financial Highway writes RRSP Deadline 2013 – Limits & Options - The RRSP season is upon us! Every bank, every bank branch and every teller will remind you to contribute to your RRSP before the deadline. If you have a financial advisor, they have probably already contacted about your RRSP contribution. With so many people vying for your RRSP contributions, who should you trust?
Jason Hull @ Hull Financial Planning writes Should You Invest In a Crowdfunded Business? - With the passage of the JOBS Act opening up the possibility for ordinary investors to invest in private equity ventures, we examine if you should invest in a crowdfunded business.
JC @ PIP @ Passive Income Pursuit writes Recent Transaction - I sold a put option Friday morning. A 3.00% YOC or almost a 12% return, either one is fine by me.
Jacob @ My Personal Finance Journey @ My Personal Finance Journey writes Making Up For Lost Time - A Late Starter's Guide to Saving for Retirement - Are you in your 40s or 50s and are realizing that you don’t have enough in retirement savings to get you very far? It’s never too late to invest for retirement; and this post describes some investment strategies to help you make up for lost time.
Bryan @ BryanMaltier.com writes How To Help A Friend In Financial Trouble - We all want to be nice and caring individuals, especially with our friends and family. Unfortunately, what happens when you have a friend in financial trouble? Mixing personal relationships and money can be tricky. Learn more about things to consider before helping a friend in financial trouble.