Welcome to this week's edition of the Carnival of Investing. We thank the authors for their submissions and continued support for the carnival!
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Michael Kitces @ Nerd's Eye View writes An Efficient Solution To Implement Intra-Family Mortgage Loan Strategies - In this difficult borrowing environment, some potential homebuyers have found the best way to finance a purchase is not from a major commercial bank, but from the "family bank" instead through an intra-family loan. And as long as IRS guidelines are followed, the transaction can be remarkably appealing for the borrower - and a way for parents to earn a higher return while keeping the money in the family!
Robert @ My Multiple Incomes writes Building an Investing Income Stream - How did I build this awesome income stream? Here is what I’ve done to build a (almost) passive investing income.
Pauline @ Reach Financial Independence writes 13 money resolutions for 2013: Make a plan - This post is part of a 13 money resolutions for 2013 series, and talks about making a financial plan for your life, investing and saving to reach your goals.
Jeff Rose @ Good Financial Cents writes 5 Things You Need to Know About The Traditional IRA 2013 - If you are fortunate to work at a company that offers a match on your 401(k) deposits, don’t walk away from that free money. There, however, might be some instances where the traditional IRA has its place. Be aware of the rules and limits of the Traditional IRA Account.
Michael @ Financial Ramblings writes HSA After Leaving Job - Wondering what to do with your HSA after you leave you job? Don't panic. You have a number of good options.
Dividend Growth Investor @ Dividend Growth Investor writes ConocoPhillips (COP) Dividend Stock Analysis - ConocoPhillips (COP) explores for, produces, transports, and markets crude oil, natural gas, natural gas liquids, liquefied natural gas and bitumen on a worldwide basis. This dividend achiever has paid dividends since 1934, and has increased them for 12 years in a row. Currently ConocoPhillips is attractively valued at 8.10 times earnings, yields 4.40%, and has a sustainable distribution.
harry campbell @ Your Personal Finance Pro writes My New HSA Strategy – Rollovers and Trustee Transfers - Since my company was acquired by an even larger one last year, 2013 will be our first full year under the new administration. That means a whole lot of changes to our benefits and one of those will be to our HSA provider. Although the HDHP insurance portion will still be served by Aetna, our HSA provider will be switching from Fidelity to Chase. Chase is similar in respect to Fidelity but their investing options are more expensive and more limited. And since I don’t rely on my HSA for medi
Lance @ Money Life and More writes How We Set Up My Girlfriend’s Budget - Budgets… a lot of people can’t stand them! My girlfriend isn’t a huge fan of budgets either but she recognizes how budgets help you achieve your financial goals. More importantly, my girlfriend’s budget was made specifically to achieve her number one goal.
JC @ Passive-Income-Pursuit @ Passive Income Pursuit writes So your dividend got cut. Now what? - Looking at how bad a dividend cut is for a dividend growth investor. It's not nearly as bad as you would think.
Rohit @ The Money Mail writes Roth IRA account without fees - Returns in your Roth IRA can be reduced by the fees the custodians charge. You should select accounts that have no minimum balance requirements or annual maintenance fees. Some brokerage houses are now offering many free mutual fund options within Roth IRA but you will still have to pay for individual stock transaction. There are other criteria you should look at when selecting a Roth IRA account provider such as real time quotes and customer service. This article reviews the criteria to select
Simon @ Your Wealth Planners writes Eco-Houses popping up around the UK - With the recent shift to living a more ‘Green’ lifestyle, along with lowering your carbon footprint, a new craze looks set to sweep the UK in the form of eco-houses.
MMD @ IRA vs 401k Central writes What are the 401k Withdrawal Rules for Getting My Money Back? - Before putting too much money into your employers retirement plan, it helps to understand the 401k withdrawal rules and when you'll see your money again.
MMD @ My Money Design writes Rethinking My Strategy for What Stocks to Buy This Year - I’ve been giving a lot of thought as to what stocks to buy this year and using the Dogs of the Dow strategy. Here’s why I’m reconsidering this plan.
Gary @ Gajizmo.com writes Paying Off My Mortgage? - It's the beginning of the year and you are planning your finances. Young or old, will you be deciding to pay off your home in the next few years? Does it make sense to do so? Here are the pros and cons of paying off your mortgage early.
Chris @ IRetireEarly writes Top 3 Advantages and Disadvantages of Mutual Funds - Mutual funds have been longstanding staples of the finance industry, but is mutual fund investing the right move for you and your financial goals? Check out the top 3 advantages and disadvantages of mutual funds.
Michelle @ Making Sense of Cents writes Roth IRA vs. 401(k) - A common question that I am asked is regarding the differences of Roth IRAs and 401(k)s. However, I don’t know everything about them and all of the differences. I mainly have a Simplified Employee Pension (SEP) plan but I will go in depth on all three in order to give you a better idea.
Darwin @ Darwin's Money writes Dollar Cost Averaging: Actual Results From the Past 10 Years - 10 Years of Results crunched for how you would have fared if you dollar cost averaged into the market versus a one-time investment. Interesting results!
Brett Wilson @ WStreet Stocks writes Why Caterpillar Is Worth Owning - I describe why investors should consider Caterpillar.
PK @ Don't Quit Your Day Job... writes Treasury Return Calculator - Most treasury calculators only give you a snapshot of prevailing yields at a moment in time - not this one. See the returns on the 10 year treasury for any period dating back to 1871, coupons included!
Josh Thompson @ Becoming Your Own Bank writes Infinite Banking Video - We have a new Infinite Banking sketch video that you will love!
David Leonhardt @ A Ghost Writers Blog writes Hagrid moonlights - This was not even intended to be a story about personal finance, but Hagrid teaches us a valuable lesson on economics, just the same, investing in the right product at just the right time.
Edgar @ Degrees and Debt writes Monitor Your Credit for FREE - Ways to monitor your credit for FREE!
MR @ Money Reasons writes My Secret Wealth Goal - Today I'm going to reveal on of my secret wealth goals. If I can conquer this goal, I should be financially independent and on my way to becoming wealth.
Anna @ BryanMaltier.com writes How To Save Money With Coupons - Couponing may still be one of the best ways to start paying closer attention to your budget by spending less and saving more. If you aren't sure where to start on improving your personal finances, think about your consumption and find ways to cut back using coupons.
Jules Wilson @ Faithful With a Few writes What I Learned About Contentment from Watching House Hunters - It doesn’t matter whether we are thinking about our home, car, electronics, job, clothing, or even relationships; we need to be grateful and thankful for what we have.
Jules Wilson @ Fat Guy,Skinny Wallet writes Plumbing And The Family Tree: The Roots Run Deep - We often have resources close to home. There are probably people in your family, your church, job, or even friends that can help save you time and a lot of money.
Call Me What You Want Even Cheap @ Call Me What You Want Even Cheap writes Is Home Ownership Right For You? - At some point or another, it may have occurred to you that having your own home might be the best thing to do. This is especially true if you had the opportunity to grow up in your parent’s house and you have subsequently lived in apartments once you were out on your own.
Jason Hull @ Hull Financial Planning writes Why Does Monkey Brain Think Public Knowledge Gives Him an Inside Investing Edge? - This article examines how our limbic systems take publicly available information and turns it into reasons to try to chase returns with hot stocks.
Marvin @ Brick By Brick Investing writes Buying Options Is A Fool’s Errand - A detailed description and explanation of why buying options is generally a losing investment.
Carmen @ MyBestCarInsurance101.com writes How To Get The Best Car Insurance Quotes - Written by a former car insurance agent and broker, literally, a complete guide to buying car insurance, from details on factors that affect premiums, the different types of car insurance and when you should buy them, how to compare multiple policies, and discounts you need to apply for. This is a must-read for anyone reviewing their car insurance policy.
Philip @ PT Money Personal Finance writes 2013 Traditional and Roth IRA Income Limits Are Raised (Once Again) - Both IRAs are good ways to help build a solid retirement portfolio, but knowing the income limits is important because your ability to use them to your advantage could be affected by your income.
Mr. MWD @ My Wealth Desire writes The World’s Best Personal Finance Magazines - Reading personal finance magazines could change your view about money and could help you improve your family finances. World’s best personal finance magazines provide a wide range of financial information and tricks to achieve your financial goal. If you want to improve your financial status and to have a financial freedom or stay updated on the latest opportunities, being surrounded by personal finance or investment reading materials like magazines is good for you.