Welcome to the 9th edition of the Carnival of Investing! As always we have a great selection of posts on topics ranging from binary options to seasonality in stock markets. Hope you enjoy this week's collection, and don't forget to spread the word about the Carnival of Investing!
Young @ Young And Thrifty writes Why Is There No Competition For the TD E-Series? - Unlike my pal Young and several of my other favorite financial bloggers, I am a 100% advocate of passive investing. Its much easier then trying to guess!
Alex Peters @ Trading Academy writes Does the S&P Has a Seasonal Pattern? - Is there a seasonal cycle in the stock market and should you invest on those patterns?
Michael @ Financial Ramblings writes Historical Stock Market Performance - In honor of the 25th anniversary of the worst stock market day of all time, here's a roundup of the best and worst days, weeks, months, and years ever.
Evan @ My Journey to Millions writes What Does 1% Look Like for Investing? Inflation? Debt? - People often think that 1% is not a lot when it comes to spending, investing, inflation, debt, income and home purchases, but it is through the wonder of compounding interest that 1% becomes a lot comparatively.
Wealth Effect Blogger @ www.YourWealthEffect.com writes Are Low Interest Rates Essentially Just a Tax on the Wealthy? - Comparing how low interest rates have impacted both savers and borrower.
More great posts to check out
Investor Junkie @ Investor Junkie writes Banned for Life from Bogleheads Forum - Based upon being banned from the Boglehead forum, their restrictive policies, and their lack of viewpoints against anything other than “The Boglehead way” it has inspired me to create a forum of my own.
Dividend Growth Investor @ Dividend Growth Investor writes How to avoid being a dividend loser - Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality.
Sani @ Well Kept Wallet writes 5 Tips for Living a Fun College Lifestyle and Staying out of Debt - Creatively managing resources is essential if you want to have more fun with shopping, socializing, and enjoying down time. Just as time management is a huge factor, so is budgeting the bill! You need to juggle resources to pay for the cost of living, books, student loans, and still have money left to kick back and rejuvenate doing something fun.
Vanessa @ Vanessa's Money writes Cars: cash vs. financing; used vs. new - Ever wonder if it's cheaper to buy a car WITH financing? Are used cars always cheaper than new cars?
MR @ Money Reasons writes My Portfolio Checkup Challenge - Portfolio Fee Creep - Is portfolio fee creep eating away at your portfolio profits and you don't even realize it? Perhaps it's time to calculate the bite your fees are biting?
Peter @ Bible Money Matters writes The Three Fund Portfolio: A Simple Diversified Investing Strategy - If you want to have a simple, low cost investing strategy, there are other options. Some of them can be more cost effective as well. For example, what I’m going to talk about today, the three-fund portfolio. It’s a theory where you invest in the fundamental asset classes, stocks and bonds, and usually do so in total stock market index funds and bond funds.
Robert @ The College Investor writes CarMax Should Lead Used Auto Sales Recovery - Let’s dig deeper into CarMax’s business model to determine whether or not it has the features of a world class investment, or just another pricey growth story.
Sam @ Money Management Blog writes Don't Pay Mutual Fund Load Fees - Mutual fund load fees make brokers rich and their investors poorer. Learn how to avoid load fees when you buy funds.
Infinite Banker @ Becoming Your Own Bank writes Dividend Paying Whole Life Insurance - Dividend paying whole life insurance is a whole life insurance policy that has cash value and pays dividends. These policies have many tax advantages, liquidity, growth, opportunity, and other advantages that many are unaware of.
Rich @ Growing Money Smart writes What is Dollar Cost Averaging? - Dollar Cost Averaging is an investment strategy where you are investing static amounts of chunks of money spread out over time (instead of a lump sum purchase) in a given investment.
Teacher Man @ My University Money writes Why Is The Canadian Student Loans Program Insane? - One of the closest friends has recently been put through the ringer by the Canadian Student Loans Centre, and although this is far from the only saga of incompetence I have heard in relation to that bureaucratic boondoggle this one takes the cake.
Ken Faulkenberry @ Arbor Investment Planner writes Why Tactical Asset Allocation is Changing the Investment World - Tactical asset allocation is an active strategy that includes continual management of risk through portfolio rebalancing to a flexible asset allocation target based on value.
Sean @ One Smart Dollar writes Adding an Annuity to Your Retirement Plan - We all know that the best way to invest is with diversification. Well a good way to diversify your retirement portfolio might just be with annuities.
Cash Flow Mantra @ Cash Flow Mantra writes My Last Quarterly Dividend Report - Sorry to Say - It is with some sadness and a heavy heart that I bring to you this last quarterly dividend report. I had been making it a point to increase my dividend income and had been doing a good job of it this year, but circumstances have forced me to change direction.
Jeff Rose @ Good Financial Cents writes How to Invest a Million Dollars - They say you have a 1 in 10,000,000 chance of winning the lottery. Well, today is my lucky day because I just won – yeah baby!! Okay….maybe I didn’t actually win. We’re just going to pretend I did for the sake of this article.
Lazy Man @ Lazy Man and Money writes How Much Do I Need to Save for College? - Saving for College has a College Cost and Savings Calculator, which is dead simple. You just put in a child's age and it tells you a number that you need to save. I put in $0 just now and it came up with a $602 number that I have to save each month. From there, you can adjust the scenarios just like I could with my Excel spreadsheet.
Mich @ BeatingTheIndex writes Argent Energy Trust: Eagle Ford Shale Upside Beacons - Argent Energy Trust is the third member in the select cross border club of Canadian income trusts. It offers high yield & exposure to the Eagle Ford shale oil play in Texas.
Glen Craig @ Free From Broke writes Using a Roth IRA as an Emergency Fund – Pros and Cons - Using a Roth IRA as an emergency fund? It’s not a recommended practice but it can be done. See the pros and cons and whether it’s a good idea for you to try.
Gen Y @ Gen Y Finance Journey writes New Purchase and a Bit About REITs - Today I accomplished one of my goals for the year. I have become a real estate investor. I don't have the kind of capital to purchase a rental property, but that doesn't mean I can't have real estate investments. Thanks to real estate investment trusts (REITs), anyone can invest in real estate.
FMF @ Free Money Finance writes How Much Should I Save Toward Retirement If I'm Starting Late? - I often get comments like "It's too late for me to do this" or something similar. Granted, it's usually better to start financial efforts sooner rather than later. But it's better to start now rather than put it off any longer. And while you'll need to make sacrifices if you start late, it's not hopeless.
Dividend Growth Investor @ Dividend Growth Investor writes Dividends versus Homemade Dividends - Relying on dividends in retirement from your nest egg is a superior strategy to selling off portions of your portfolio each year.
Ravi Ahuja @ Money Glare writes Flush Your Bad Investments - Let me start by asking you a simple question and that is why do you do an investment? The obvious answer that you probably and most surely come out with would be to make profits. Yes you are absolutely right. Each investor goes for an investment because he or she is looking to earn profits from the invested sum. But what about when your investments does not give you any profits. Rather on the contrary you suffer losses on your invested sum. Would you then still like to continue with your same investment portfolio? What would you do in such circumstances? The perfect solution would be to flush your bad investments that are not giving you any profits.
David de Souza @ TaxFix Feed Update writes What You Need To Know About the 2012 Tax Deadline - If you have any assets or income in the UK, the deadline for the paper based tax returns is fast approaching. This article tells you what you need to know about the deadline.
Elijah Musonda @ Binary Options Trading writes Are Binary Options Legal?
John Schmoll @ Frugal Rules writes What Earnings Season and the iPad Mini Have in Common - Most publicly traded companies announce their earnings four times a year, which is known as Earnings Season. If you know what to look for it can provide a wealth of information the health and direction of the company.